Get Approved in 24 Hours. Ages 80, 85, 90+. Health Conditions Welcome. Fixed Rates for Life.
Many seniors think they're "too old" to get life insurance. That's not true with burial insurance. We approve seniors at ages 80, 85, 90, and beyond.
Traditional life insurance usually stops at age 75. But burial insurance is different—it's designed specifically for seniors. We expect you to have health issues. We approve you anyway.
The average funeral still costs $7,500-$12,000. These costs are the same regardless of your age. Without burial insurance, your family faces financial burden during grief.
Most traditional life insurance companies stop insuring people at age 75. If you're 80+, your options are limited. Burial insurance fills this gap.
At age 80+, most people have health issues. Heart disease, diabetes, kidney disease—these are normal at this age. Burial insurance approves you anyway. 95%+ approval rate even with serious conditions.
Your family won't struggle with funeral debt. You know your wishes will be honored. Your loved ones can focus on grieving, not finances.
You answer straightforward health questions online. No doctor's visit required. Just be honest about your conditions and medications.
Unlike traditional life insurance, burial insurance doesn't require medical exams. No blood tests. No physical exams. No doctor visits. Just answer questions.
Our underwriters review your application and make a decision within 24 hours. Most people get approved even faster.
Once approved, your coverage begins. You pay a fixed monthly rate that never increases. You're protected for life.
Most conditions that affect seniors 80+ are approved for burial insurance. Here are common ones:
Heart disease, previous heart attacks, stents, bypass surgery, arrhythmia, high blood pressure—all approved. These are common at age 80+.
Type 1 and Type 2 diabetes approved. Whether well-controlled or complicated, approval is likely.
COPD, emphysema, asthma, sleep apnea, pneumonia history—all approved. Common in seniors.
Chronic kidney disease, kidney failure, dialysis—approved. Even on dialysis, you can get covered.
Cancer survivors approved. Even recent cancer diagnosis can be approved, though rates may be higher.
Dementia, Alzheimer's, cognitive decline—approved if you can answer questions. May require a family member's help with the application.
Arthritis, Parkinson's, thyroid disease, hepatitis C, stroke history, osteoporosis—all typically approved.
Here are realistic monthly costs for seniors at various ages:
Monthly Cost: $80-$120/month
Annual Cost: $960-$1,440
Benefit: $10,000 (tax-free)
Monthly Cost: $150-$220/month
Annual Cost: $1,800-$2,640
Benefit: $15,000 (tax-free)
Monthly Cost: $200-$300/month
Annual Cost: $2,400-$3,600
Benefit: $10,000 (tax-free)
Traditional life insurance stops at 75. Burial insurance goes to 85, 90, and beyond. You're never too old.
No doctor visits. No blood tests. No waiting for test results. Just answer questions and get approved.
Traditional life insurance: 2-4 weeks. Burial insurance: 24 hours. Quick approval means peace of mind fast.
95%+ approval rate. Heart disease, diabetes, kidney disease, cancer—all approved. Your health conditions don't stop you.
Your monthly payment is locked the day you're approved. Rates never increase, no matter how old you get.
Plans start at $80-$100/month for basic coverage. Affordable on fixed Social Security or pension income.
Your family receives the death benefit tax-free. No federal income tax. It's all theirs to use for funeral costs.
"I have heart disease and diabetes. I thought no insurance company would approve me. But PeaceMutual said it was no problem. I'm so grateful my family won't have to worry about funeral costs."
"I'm 87 and on dialysis. I didn't think I could get insurance. I was approved in 12 hours for $10K coverage at $95/month. It's the best decision I made."
"My kids wanted me protected but thought I was too old. PeaceMutual approved me within 24 hours. No medical exam. No hassle. My family can now focus on celebrating my life, not worrying about money."
You're never too old. Health conditions welcome. No medical exam. Approved in 24 hours. Protect your family now.
Available 24/7: (503) 333-1788