Full Disclosures
Last Updated: March 2026
Company Structure & Licensing
Peace Mutual LLC is a Tennessee Limited Liability Company licensed to transact insurance business in all 50 states.
- Designated Responsible Licensed Producer: Justin Pride O'Brien, NPN: 784693
- Company Address: 2 1/2 N Washington St, Oxford, MI 48371
- Licensed to sell in: All 50 states
Our Role & Relationship
Peace Mutual is an independent insurance agency, not an insurance provider. We represent various third-party insurance carriers. When you purchase a policy through Peace Mutual, you are contracting directly with the insurance carrier, not with us.
How We Get Paid (Commission)
Peace Mutual receives a commission from insurance carriers when you purchase a policy through our agency. This commission does NOT increase your premium. You pay the same price whether you purchase directly from the insurance carrier or through Peace Mutual.
Government Affiliation Disclaimer
Important: Peace Mutual is a private business. We are NOT affiliated with, endorsed by, or connected to any government agency, including but not limited to:
- Social Security Administration
- Department of Veterans Affairs
- Medicare or Medicaid
- Any state or federal government agency
Insurance Products & Coverage
Burial and final expense insurance policies are underwritten by third-party insurance carriers and are subject to the terms, conditions, and limitations of the specific policy purchased. Coverage varies by age, health, and location.
No Medical Exam
Our plans do not require a medical exam. However, coverage is subject to underwriting approval based on health questionnaire responses.
Right to Cancel
You have the right to cancel your policy within 30 days of purchase and receive a full refund (sometimes called a "free look period"). After 30 days, you may cancel anytime by contacting us.
Contact Information
For questions about these disclosures, please contact us:
Peace Mutual LLC
Phone: 503-333-1788
Address: 2 1/2 N Washington St, Oxford, MI 48371